HEALTH INSURANCE

Medicare coverage, plan benefits, provider networks, prescription drug coverage, and costs can change each year.

During the Annual Enrollment Period (October 15–December 7, 2026), eligible Medicare beneficiaries can review their current coverage and compare available Medicare Advantage and Medicare Prescription Drug Plan options for 2027.

Plan availability, benefits, costs, and eligibility vary by plan and location. Contact Mike Mohele, an independent insurance agent, through MIKE M MOHELE, LLC for information about available options. I am personally appointed to offer certain insurance products through Humana, Aetna, and UnitedHealthcare, subject to applicable carrier requirements and product availability.

 October 15 – December 7, 2026: The Medicare Annual Enrollment Period allows eligible beneficiaries to review their current coverage and make permitted changes to Medicare Advantage and Medicare Prescription Drug Plan coverage for 2027.

Review your coverage: Check your current plan, medications, preferred doctors, pharmacies, and healthcare needs. Compare available plan premiums, benefits, provider networks, prescription drug coverage, and out-of-pocket costs.

Before enrolling: Review the plan's official documents and confirm that your doctors, medications, and pharmacies are covered. Plan availability, benefits, costs, and eligibility vary by plan and location.

Contact Mike Mohele, an independent insurance agent, through MIKE M MOHELE, LLC for information about available options. For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227).

When reviewing Medicare coverage for 2027, compare the benefits and costs of plans available in your area.

Consider:

• Monthly premiums and out-of-pocket costs
• Doctors, hospitals, and provider networks
• Prescription drug coverage and preferred pharmacies
• Covered services and additional benefits
• Plan rules, referrals, and prior authorization requirements

Medicare Advantage and Medicare Prescription Drug Plans vary by plan and location. Review the official plan documents and confirm coverage details before enrolling.

Contact Mike Mohele, an independent insurance agent, through MIKE M MOHELE, LLC for assistance reviewing available options from the insurance companies through which I am personally appointed, subject to applicable carrier requirements and product availability.

 As an independent insurance agent, I am personally appointed to offer certain insurance products through Humana, Aetna, and UnitedHealthcare, subject to applicable carrier requirements and product availability.

The insurance companies provide the coverage. Available products, eligibility, benefits, costs, and service areas vary by plan and location.

Contact me through MIKE M MOHELE, LLC to request information about available insurance options.

My name is Mike Mohele, and I am an independent insurance agent. I am personally appointed to offer certain insurance products through Humana, Aetna, and UnitedHealthcare, subject to applicable carrier requirements and product availability.

I help individuals understand their insurance options, review available coverage, and request information about products that may fit their needs and eligibility.

Plan availability, eligibility, premiums, benefits, provider networks, and prescription drug coverage vary by plan and location. Coverage is provided by the applicable insurance company.

For assistance with your insurance options, please contact me through MIKE M MOHELE, LLC.

Have questions about Medicare Advantage or Medicare Prescription Drug Plans for 2027?

I am Mike Mohele, an independent insurance agent personally appointed to offer certain insurance products through Humana, Aetna, and UnitedHealthcare, subject to applicable carrier requirements and product availability.

I can help you understand enrollment periods and request information about available options. Eligibility, plan availability, benefits, premiums, provider networks, and prescription drug coverage vary by plan and location.

For official Medicare information and assistance reviewing all your options, visit Medicare.gov or call 1-800-MEDICARE at 1-800-633-4227.

Contact me through MIKE M MOHELE, LLC for assistance.

We do not offer every Medicare plan available in your area. Currently, we represent three (3) organizations that offer 294 plans in your area.

Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information about all of your options.

November 1, 2026 – January 15, 2027

Individuals and families can review available Affordable Care Act (ACA) Marketplace health insurance options during Open Enrollment.

• Enroll by December 15, 2026, for coverage that generally begins January 1, 2027.

• Enroll by January 15, 2027, for coverage that generally begins February 1, 2027.

Outside Open Enrollment, you generally need to qualify for a Special Enrollment Period to enroll in or change Marketplace coverage.

Available plans, premiums, financial assistance, and eligibility depend on your circumstances and official Marketplace determinations.

For official information and enrollment, visit HealthCare.gov.

Health insurance helps individuals and families manage the cost of covered medical care and services. Depending on the type of coverage, a health plan may help pay for services such as doctor visits, preventive care, hospital care, prescription drugs, and other covered healthcare needs.

Health insurance plans can differ in premiums, deductibles, copayments, coinsurance, provider networks, covered services, and other costs and benefits. Understanding these differences can help you evaluate your options based on your healthcare needs, budget, and eligibility.

We provide general information and insurance guidance to help you better understand available coverage options. Plan availability, benefits, costs, eligibility, and enrollment requirements vary by plan and individual circumstances.

 Health insurance coverage can come from different sources, including employer-sponsored plans, individual and family plans, Marketplace coverage, Medicare, and Medicaid. Each type of coverage has different eligibility requirements, benefits, costs, provider networks, and enrollment rules. We provide general information and guidance to help you understand available options and determine which types of coverage may be appropriate for your individual or family needs. 

 Health insurance plans can vary in coverage, costs, provider networks, benefits, and eligibility requirements. When comparing plans, important factors may include monthly premiums, deductibles, copayments, coinsurance, out-of-pocket costs, covered services, prescription coverage, and participating providers. We help clients understand these factors and explore available health insurance options based on their needs, budget, and eligibility. 

 Understanding the cost of health insurance is an important part of choosing coverage. Costs may include monthly premiums, deductibles, copayments, coinsurance, and other out-of-pocket expenses. The amount you pay can depend on the plan you choose, the services you use, your provider network, and your eligibility. We help clients understand these costs so they can compare available coverage options and make informed decisions based on their needs and budget. 

 We help individuals and families understand health insurance enrollment options, eligibility requirements, enrollment periods, and available coverage choices. We provide general information and guidance to help clients explore coverage that may fit their healthcare needs, budget, and circumstances.